Legal · English version
Prior Information of the Insurance Broker
Last updated: May 2026
1. General Information of the Broker
In compliance with Royal Decree-Law 3/2020 of 4 February, on urgent measures regarding public procurement and private insurance, the following pre-contractual information is provided to the client:
This website is operated by Pablo Fernández Tejada, who acts professionally as a COLLABORATING BROKER (Affinity) of the principal insurance brokerage:
- Legal name: MEDEL CORREDURÍA TÉCNICA DE SEGUROS CONFLUENCE GROUP S.L.
- Tax ID (CIF): B-14280622
- Registered Office: C/ Plata s/n, Centro de Negocios "El Granadal", 1st floor, office 10, 14014 Córdoba, Spain.
- DGSFP Registration: Code J-360 (Administrative Registry of Insurance Distributors).
You can verify this registration in the official registry of the General Directorate of Insurance and Pension Funds (DGSFP) on its website: www.dgsfp.mineco.es.
2. Nature of the Advice
The brokerage service offered on this website is based on objective and personalised analysis.
This means that we provide advice based on the analysis of a sufficient number of insurance contracts available on the market, which allows us to formulate a personalised recommendation, based on professional criteria, regarding the insurance contract that best suits the client's needs.
No shareholding ties: we hereby state that we do not hold any direct or indirect interest greater than 10% in the share capital or voting rights of any insurance entity, nor does any insurance entity hold any interest in our share capital.
3. Customer Service and Complaints
To file any complaint or claim related to brokerage activity, we have an externalised Customer Service Department (SAC), in charge of handling and resolving your claims within a maximum period of two months.
- Service Holder: Mr. Miguel Luís Torrents Font.
- Postal Address: Avda. Blas Infante núm. 6-10, Urbis, 41006 Sevilla, Spain.
- Phone: +34 954 452 342
- Email: atencionalcliente@conseguran.es
In case of disagreement with the SAC's resolution or if no response is obtained after two months, you may contact the Claims Service of the General Directorate of Insurance and Pension Funds (Paseo de la Castellana 44, 28046 Madrid, Spain).
4. Information on Remuneration
The client is informed that the remuneration for the brokerage activity of the insurance contract consists of a commission, already included in the insurance premium amount that you pay. This commission is settled directly by the insurance entity.
5. Personal Data Processing
Your personal data will be processed for managing the offer and contracting of your insurance under the responsibility of Confluence Group S.L. You may exercise your rights of access, rectification, erasure and others recognised by law by contacting the address indicated in section 1 or by consulting our Privacy Policy.